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Klarna finance

Finance with Klarna

Klarna is the smoooth and safe way to get what you love today, and pay over time.

Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs apply.

ROMET UK  partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want.

 

It’s smooth and simple

Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.

Pay over time

  • Spread the cost of your purchase into equal monthly payments without paying interest.
  • No complex forms during the Klarna Account application – only 4 steps.
  • Credit decision made in real-time*.
  • Once approved, you will start a Klarna Account and make payments monthly.
  • You can also use this Account to finance future purchases up to your credit limit.
  • You will be emailed monthly statements.
  • You can choose at any time to start paying the minimum monthly payment instead with interest.

* Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

 

How it works

  • Add items to your basket and go to the checkout.
  • Select ‘Pay monthly with Klarna’ and choose your promotional plan to start the online application process.

* Credit is offered subject to financial circumstances. You must be at least 18.

 

Pay later with Klarna

  • Pay in full up to 30 days later
  • Split the cost into 3 interest-free monthly instalments
  • Chose 0% Finance for 6 or 12 months

 

Pay in 30 days

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees.*

Read our terms

 

Pay in 3 instalments

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days.*

Read our terms

 

* Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs apply.

 

FINANCING – representative example

 

ROMET E-RAMBLER electric mountain bike

 

Term:  6 Months

  • Purchase Price:  £1,999
  • Spend:  £299.85 per month
  • 10% Deposit:  £199,90
  • Amount Repayable:  £1.799,10
  • Total Amount Payable:  £1.999,00
  • Interest Rate:  0% Representative APR (Fixed)
 

Term:  12 Months

  • Purchase Price:  £1,999
  • Spend:  £149.93 per month
  • 10% Deposit:  £199,90
  • Amount Repayable:  £1.799,10
  • Total Amount Payable:  £1.999,00
  • Interest Rate:  0% Representative APR (Fixed)
 

 

Financing (example agreement)

 

 

Terms and Conditions

ROMET UK is a trading name BISAGGIO PREMIUM TRADERS LTD and is authorised and regulated by the Financial Conduct Authority for the purposes of credit broking Registered office: 590 BRADFORD ROAD WF17 8LP BATLEY Company number: 09003994.

Credit/Loans are subject to status and eligibility. Restricted to permanent UK residents aged 18 and over. In some circumstances, a deposit may be required: this will be advised at time of application. A full credit check will be undertaken on all applications over 3 months. Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

Credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

About Klarna

Klarna is one of Europe’s fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smoooth’ adding value for both the consumer and merchant with our unique payment options and customer experiences.

Klarna was founded in 2005. In 2014 we joined forces with SOFORT and formed Klarna Group and in 2017 acquired BillPay. Today they have 2000 employees in 14 markets serving 60 million consumers and 100,000 merchants.

Got a question about our Klarna payment methods? Visit our Klarna FAQs for more information.

Klarna FAQs